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Government Schemes 20 September 2026 · Event date: 19 September 2026

From Adversity to Entrepreneurial Success

From Adversity to Entrepreneurial Success
Official visual from the source release · Source: Press Information Bureau

Smt Hemlata Dilip Kharatmal from Thane, Maharashtra, overcame adversity following her husband's death by utilizing a Rs. 3.75 lakh loan under the NSFDC Term Loan Scheme to start a fish-selling business. Through hard work and financial assistance, she now earns a net monthly income of Rs. 40,000 to Rs. 50,000, supporting her children's education and achieving economic independence.

Why It Matters

This success story of a beneficiary under the NSFDC Term Loan Scheme is relevant for government scheme questions in competitive exams.

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In Simple Words

Smt Hemlata Dilip Kharatmal of Kalwa, Thane, Maharashtra, took charge of her family after her husband passed away, determined to raise and educate her two children.

Learning about the NSFDC Term Loan Scheme through a local social worker and applying via LIDCOM, she received a Rs. 3.75 lakh loan on 25 November 2024 to start a fish-selling business on Pokhran Road. Her hard work established a dependable livelihood, yielding a net monthly income of Rs. 40,000 to Rs. 50,000.

Key Points

  • Beneficiary name is Smt Hemlata Dilip Kharatmal.
  • She resides in Kalwa, Thane, Maharashtra.
  • She received financial assistance of Rs. 3.75 lakh.
  • Loan was received under the NSFDC Term Loan Scheme.
  • She applied for financial assistance through the LIDCOM office.
  • Loan disbursement date was 25 November 2024.
  • She started a fish-selling business on Pokhran Road in Thane.
  • Her net monthly income is approximately Rs. 40,000 to Rs. 50,000.

Exam Angle

Beneficiary
Smt Hemlata Dilip Kharatmal
Location
Kalwa, Thane, Maharashtra
Loan Scheme
NSFDC Term Loan Scheme
Loan Amount
Rs. 3.75 lakh

A. NSFDC Term Loan Scheme

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