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Government Schemes 25 September 2026 · Event date: 24 September 2026
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From Diploma to Flour Mill Entrepreneur: Tamil Nadu’s Akalya’s Journey to Self-Employment

From Diploma to Flour Mill Entrepreneur: Tamil Nadu’s Akalya’s Journey to Self-Employment
Official visual from the source release · Source: Press Information Bureau

Smt Akalya from Krishnagiri district, Tamil Nadu, used a loan from the National Scheduled Castes Finance and Development Corporation (NSFDC) to start a home-based flour mill. After facing job difficulties following her diploma, she received financial assistance of Rs. 1,80,000 through Tamil Nadu Grama Bank on 20 January 2025. Her successful venture now helps her earn a livelihood and support her family.

In Simple Words

Smt Akalya from Tamil Nadu struggled to find a job after completing her diploma. To support her family and earn a living, she wanted to start a small business but lacked the necessary capital.

With a loan of Rs. 1,80,000 from NSFDC, provided through Tamil Nadu Grama Bank on January 20, 2025, at a 6% annual interest rate, she successfully established a home-based flour mill.

Key Points

  • Smt Akalya is from Krishnagiri district, Tamil Nadu.
  • She completed a diploma and faced difficulty securing employment.
  • She received a loan of Rs. 1,80,000 under the Term Loan Scheme of NSFDC.
  • The loan was provided through Tamil Nadu Grama Bank.
  • The loan disbursement date was 20 January 2025.
  • The annual interest rate on the loan is 6%.
  • She established a flour mill (atta chakki) at her home.
  • NSFDC stands for National Scheduled Castes Finance and Development Corporation.

Exam Angle

Beneficiary
Smt Akalya
State
Tamil Nadu
Loan amount
Rs. 1,80,000
Lending institution
National Scheduled Castes Finance and Development Corporation (NSFDC)

A. Rs. 1,80,000

Source: Press Information Bureau

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